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Is the United Club Infinite Worth $695/Year?

The United Club Infinite Card charges $695 per year. United Club membership alone is worth $700, so if you visit United Clubs regularly, the card more than pays for itself on lounge access alone.

United Club Infinite Fee Check
Check off the benefits you use to see your ROI

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Key Benefits of the United Club Infinite

Here are all the recurring credits and perks included with the United Club Infinite Card, pulled directly from our verified database.

How to Calculate If It's Worth It

Here's how FeeWorth determines whether the United Club Infinite's $695 annual fee earns its keep:

1
We pull the data
The United Club Infinite's $695 fee and full benefit list are pre-loaded from our verified database.
2
You check what you use
Mark the credits and perks you actually redeem each year. Be honest — that's how you get an accurate number.
3
Get your verdict
FeeWorth compares your benefit value to the $695 fee and tells you: keep, downgrade, or cancel.

United Club Infinite Annual Fee: What You Get

The United Club Infinite Card charges a $695 annual fee. Here's the break-even math based on the card's highest-value benefits.

Frequently Asked Questions

It depends on your benefit usage. Use the calculator above to check your specific ROI in 60 seconds.
The United Club Infinite has a $695 annual fee.
Contact Chase to ask about product-change options that preserve your account history.
The annual fee is typically charged on your account anniversary date.
See all cards ranked by ROI → Best Credit Cards With Annual Fees (2026)

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