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Is the Sapphire Reserve Worth $795/Year?

The Chase Sapphire Reserve charges $795 per year. Whether that's worth it depends on which benefits you actually use — and FeeWorth does the math for you in 60 seconds.

Sapphire Reserve Fee Check
Check off the benefits you use to see your ROI

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Key Benefits of the Sapphire Reserve

Here are all the recurring credits and perks included with the Chase Sapphire Reserve, pulled directly from our verified database.

How to Calculate If It's Worth It

Here's how FeeWorth determines whether the Sapphire Reserve's $795 annual fee earns its keep:

1
We pull the data
The Sapphire Reserve's $795 fee and full benefit list are pre-loaded from our verified database.
2
You check what you use
Mark the credits and perks you actually redeem each year. Be honest — that's how you get an accurate number.
3
Get your verdict
FeeWorth compares your benefit value to the $795 fee and tells you: keep, downgrade, or cancel.

Sapphire Reserve Annual Fee: What You Get

The Chase Sapphire Reserve charges a $795 annual fee. Here's the break-even math based on the card's highest-value benefits.

Frequently Asked Questions

It depends on your benefit usage. Use the calculator above to check your specific ROI in 60 seconds.
The Sapphire Reserve has a $795 annual fee.
Contact Chase to ask about product-change options that preserve your account history.
The annual fee is typically charged on your account anniversary date.

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