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Is the IHG Premier Worth $99/Year?

The IHG One Rewards Premier charges $99 per year. The annual free night certificate can be worth more than the fee at many IHG properties, making it an easy keep for anyone who stays at IHG hotels.

IHG Premier Fee Check
Check off the benefits you use to see your ROI

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Key Benefits of the IHG Premier

Here are all the recurring credits and perks included with the IHG One Rewards Premier Credit Card, pulled directly from our verified database.

How to Calculate If It's Worth It

Here's how FeeWorth determines whether the IHG Premier's $99 annual fee earns its keep:

1
We pull the data
The IHG Premier's $99 fee and full benefit list are pre-loaded from our verified database.
2
You check what you use
Mark the credits and perks you actually redeem each year. Be honest — that's how you get an accurate number.
3
Get your verdict
FeeWorth compares your benefit value to the $99 fee and tells you: keep, downgrade, or cancel.

IHG Premier Annual Fee: What You Get

The IHG One Rewards Premier Credit Card charges a $99 annual fee. Here's the break-even math based on the card's highest-value benefits.

Frequently Asked Questions

It depends on your benefit usage. Use the calculator above to check your specific ROI in 60 seconds.
The IHG Premier has a $99 annual fee.
Contact Chase to ask about product-change options that preserve your account history.
The annual fee is typically charged on your account anniversary date.
See all cards ranked by ROI → Best Credit Cards With Annual Fees (2026)

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